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Welcome to our website!
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CITIZENS
NATIONAL BANK OF CHILDRESS
A
DIVISION OF FARMERS NATIONAL BANK OF SEYMOUR |
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At Citizens, we are committed to providing the most modern and up to date
banking services available anywhere, and our experienced, courteous, and
friendly staff is ready and willing to serve you and all of your banking
needs.
As a customer you are able to bank with us In Person, by Telebank, at our
local ATM, or via
the Internet with our Online Banking, Online Bill Pay, and
E-Statements, all with NO service charge. You can make
purchases with our Free MasterCard Debit Cards (with instant email or
text notifications) in addition to the old fashioned traditional ways
such as Checks and Cold Hard Cash.
Sincerely, Chad Holland
President |
940-937-6114 phone
940-937-3932 fax
940-937-6993 24 hour TelebankLocation 501 Ave F NW (beside Post Office on
HWY 287)
P.O. Box 780, Childress, TX 79201-0780
Citizens National Bank of Childress, a division
Farmers National Bank of Seymour insures deposits through the FDIC (Federal
Deposit Insurance Corporation), which is an independent agency of the United States
government. The FDIC protects you against the loss of your deposits if an FDIC
insured bank or savings institution fails. FDIC insurance is backed by the
full faith and credit of the United States government. Since the
FDIC's creation in 1933, no depositor has ever even lost one penny of FDIC
insured funds. The Dodd-Frank Wall Street Reform and Consumer
Protection Act signed by President Barack Obama on July 21, 2010, made
permanent the current standard maximum deposit insurance amount (SMDIA) of
$250,000. The FDIC coverage limit applies per depositor, per insured
depository institution, for each account ownership categor.
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Through our holding company owned banks, we can FDIC
insure deposits 10 times beyond the $250,000 limit.
This figure multiplies even more with proper account
structuring.
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Deposit Insurance Transaction Account Guarantee Program
Citizens National
Bank of Childress, a division of Farmers National Bank of Seymour,
is participating in
the FDIC’s Transaction Account Guarantee Program. Under this program,
through December 31, 2010, all “NON INTEREST-BEARING TRANSACTION ACCOUNTS”
are fully guaranteed by the FDIC for the entire amount in the account.
Coverage applies to all personal and business checking deposit accounts that
do not earn interest, low-interest NOW accounts (NOW accounts that cannot
earn more than 0.25% interest), and IOLTA accounts. Coverage under the
Transaction Account Guarantee Program is in addition to, and separate from,
the coverage available under the FDIC’s general deposit insurance rules.
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